uob individual banking
uob individual banking
Blog Article
UOB Bank gives various personalized banking companies created to fulfill the money wants of individuals. Underneath is an extensive overview to assist you understand The real key facets and choices.
Forms of Accounts
Financial savings Account: This account allows you to cut costs although earning desire.
Functions: Easy accessibility, interest earnings, small fees.
Positive aspects: Safe place for your cash, possible expansion via curiosity.
Present-day Account: Ideal for day-to-day transactions and running expenditures.
Capabilities: Checkbook facility, overdraft protection.
Rewards: Effortless for regular payments and withdrawals.
Mounted Deposit Account: For people trying to receive bigger interest prices in excess of a hard and fast period.
Functions: Fastened time period deposits, higher interest prices when compared with discounts accounts.
Benefits: Protected investment choice with predictable returns.
Loans
Personal Financial loans: Unsecured financial loans which might be useful for many purposes like education or home renovation.
Styles:
Installment Financial loans
Credit rating Traces
Positive aspects: Versatile repayment terms, aggressive fascination charges.
Residence Financial loans: Tailor-made options for buying property or refinancing present mortgages.
Kinds:
Fixed Level Household Bank loan
Floating Price Dwelling Financial loan
Rewards: Various designs to go well with personal needs, interesting premiums.
Credit Cards
UOB features A selection of credit cards catering to unique lifestyles and paying out behavior:
Benefits Cards: Gain points on just about every obtain that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day to day paying such as groceries and dining out.
Vacation Playing cards: Particular Gains like air miles accumulation and travel insurance plan coverage.
Expenditure Services
For individuals serious about developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for lengthy-expression advancement objectives.
Structured Deposits * Combines the functions of regular deposits with expense items. * Perhaps bigger returns but with a few risk involved.
Insurance policies Solutions
To safeguard you and your family against unforeseen events:
Lifestyle Insurance policy * Gives fiscal safety in case of death or crucial illness. * May also function a price savings Software depending on the plan preferred.
Wellbeing Insurance plan * Addresses health-related expenditures such as hospitalization expenses. * Essential for mitigating higher Health care expenditures.
Electronic Banking Providers
Comfort at your fingertips via electronic platforms:
Internet Banking
Allows you to take care of your funds on the internet:
View account balances and transaction history
Transfer cash among accounts or pay costs
Apply for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Rapid equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account activity
With these complete offerings, UOB aims to deliver customized banking methods that click here cater exclusively to individual demands while making certain benefit and safety in all transactions.